Income Securities Investor Privacy Policy

Last modified: June 14, 2011
This Privacy Policy applies to all of the products, services, and websites published/owned or operated by Income Securities Advisor or its subsidiaries or affiliated companies.

Information we collect and how we use it

We may collect the following types of information:

Information you provide - When you sign up for an account we ask you for your personal information. This information is used to provide the services and products you have subscribed to. We may use this information to send you notices and updates, or to provide a better user experience.

Cookies - When you visit our site(s), we send one or more cookies to your computer or other device. We use cookies to improve the quality of our service, including storing of user preferences, improving search results, and tracking user trends, such as how people search. Our site(s) also uses cookies for our shopping cart system and to allow customized user preferences.

Log information - When you access our site(s) via a browser, application or other client our servers automatically record certain information. This information is stored in our server logs and may include information such as your web request, your interaction with a service, Internet Protocol address, browser type, browser language, the date and time of your request and one or more cookies that may uniquely identify your browser or your account.

User communications - When you send email or other communications to us, we may retain those communications in order to process your inquiries, respond to your requests and improve our services. When you send and receive SMS messages to or from one of our services that provides SMS functionality, we may collect and maintain information associated with those messages, such as the phone number, the wireless carrier associated with the phone number, the content of the message, and the date and time of the transaction. We may use your email address to communicate with you about our services.

Affiliated Services on other sites - We offer some of our services on or through other web sites. Personal information that you provide to those sites may be sent to us in order to deliver the service. We process such information under this Privacy Policy.

Third Party Applications - We may make available third party applications, (such as software), and subscription or referral services. The information collected by us when you enable a third party application is processed under this Privacy Policy. Information collected by any third party application providers is governed by their privacy policies.

Unique application number - Certain services or applications may include a unique application number that may or may not be associated with your account or you. This number and information about your installation (e.g., operating system type, version number) may be sent to us when you install or uninstall that service or when that service periodically contacts our servers (for example, to request automatic updates to the software).

Other sites - This Privacy Policy applies to our site(s) and services only. We do not exercise control over the sites displayed as links from within our various services, or those that may link to us. These other sites may place their own cookies or other files on your computer, collect data or solicit personal information from you.

In addition to the above, we may use the information we collect to:

Provide, maintain, protect, and improve our services (including internal advertising services) and develop new services; and

Protect the rights or property of Income Securities Advisor or our users.

If we use this information in a manner different than the purpose for which it was collected, then we will ask for your consent prior to such use.

Choices

Most browsers are initially set up to accept cookies, but you can reset your browser to refuse all cookies or to indicate when a cookie is being sent. However, some features and services (such as our shopping cart) may not function properly if your cookies are disabled.

Information sharing

Income Securities Advisor only shares personal information with other companies or individuals outside of our company in the following limited circumstances:

We have your consent. We require opt-in consent for the sharing of any sensitive personal information.

We provide such information to our subsidiaries, affiliated companies or other trusted businesses or persons for the purpose of processing personal information on our behalf. We require that these parties agree to process such information based on our instructions and in compliance with this Privacy Policy and any other appropriate confidentiality and security measures.

We have a good faith belief that access, use, preservation or disclosure of such information is reasonably necessary to (a) satisfy any applicable law, regulation, legal process or enforceable governmental request, (b) enforce applicable Terms of Service, including investigation of potential violations thereof, (c) detect, prevent, or otherwise address fraud, security or technical issues, or (d) protect against harm to the rights, property or safety of Google, its users or the public as required or permitted by law.

Information security

We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of our data collection, storage and processing practices and security measures, including appropriate encryption and physical security measures to guard against unauthorized access to systems where we store personal data. We restrict access to personal information to our employees, contractors and agents who need to know that information in order to process it on our behalf. These individuals are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution, if they fail to meet these obligations.

Accessing and updating personal information

When you use our services, we make good faith efforts to provide you with access to your personal information and either to correct this data if it is inaccurate or to delete such data at your request if it is not otherwise required to be retained by law or for legitimate business purposes. We ask individual users to identify themselves and the information requested to be accessed, corrected or removed before processing such requests, and we may decline to process requests that are unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the privacy of others, or would be extremely impractical (for instance, requests concerning information residing on backup tapes), or for which access is not otherwise required. In any case where we provide information access and correction, we perform this service free of charge, except if doing so would require a disproportionate effort. Because of the way we maintain certain services, after you delete your information, residual copies may take a period of time before they are deleted from our active servers and may remain in our backup systems.

Enforcement

Income Securities Advisor regularly reviews its compliance with this Privacy Policy. When we receive formal written complaints, it is our policy to contact the complaining user regarding his or her concerns. We will cooperate with the appropriate regulatory authorities, including local data protection authorities, to resolve any complaints regarding the transfer of personal data that cannot be resolved between Income Securities Advisor and an individual.

Changes to this Privacy Policy

Please note that this Privacy Policy may change from time to time. We will not reduce your rights under this Privacy Policy without your explicit consent. We will post any Privacy Policy changes on this page and, if the changes are significant, we will provide a more prominent notice (including, for certain services, email notification of Privacy Policy changes).